Palm beach, 1996: Sinfully rich, deliciously decadent, and strictly off limits to outsiders. But when a naive photographer takes a seemingly innocent picture, she suddenly finds herself the most sought after woman in Palm Beach. Every hostess wants Meg on her guest list, and every man wants Meg in bed. To her delight, Meg McDermott soon finds herself mingling with the richest of the rich as they jet off for nights of decadence and sex in the Bahamas...